The average American works 40 hours per week. This amounts to around 25% of the week that will be spent outside of the home. The law provides certain protections for individuals who are injured on the job. These protections are generally broken into two categories in Mississippi. One set of protections involves Mississippi workers compensation claims and the other injuries caused by a third party.
Workers Compensation Claims
In Mississippi any employer who has more than 5 employees who regularly progress the interests of the business will be required to provide worker compensation benefits to their employees. These Mississippi workers compensation benefits provide that the individuals making the claims do not have to prove any liability on the part of the employer to recover for their injuries. In Mississippi Workers Compensation claims the medical treatment required will be provided for under the terms of the Workers Compensation provisions so that the claimant does not have to come out of pocket for treatment. The trade off in workers compensation claims is that there is no recovery for pain and suffering.
Third Party Claims
When an injury occurs on the job but has been caused by a third party, the claimant has a decision to make on how to bring their claims. The claimant can bring both a workers compensation claim (and receive the medical benefits involved with the compensation claims, or file the third party claim against the individual for the entirety of the medical bills and pain and suffering.
If you or a loved one has been injured on the job please feel free to contact our firm if you would like to schedule a free consultation.