MetLife Insurance claims in Mississippi
Metlife is one of the biggest providers of insurance and employee benefit programs in the world. The company has more than 90 million clients in more than 60 countries. After an injury or accident, dealing with Metlife can be a serious hassle. The company may use techniques to trap you into getting less money than you are entitled to. Don’t let this happen to you. Here is some useful information that you can keep in mind when it comes to Metlife insurance claims in Mississippi.
What to do if MetLife Insurance refuses to cover my injury claim?
If you are injured, you are most likely frustrated and confused about the apparently unreasonable denial of your injury claim. Your premiums have been paid, but, when insurance is needed, MetLife unsympathetically issues a denial. However, injury claim denial isn’t the last word on the matter. You can contest this denial, and the company can be held accountable for unlawful denials.
There are some reasons why insurance companies deny your injury claims, such as:
- Policy Exclusion
- Expiration or Lapse of Coverage
- Incorrect or Incomplete Claim
- Delay in Treatment
- Limited or No Medical Records
- Pre Existing Conditions
- Failure to Avoid/Mitigate Injury
Suppose MetLife doesn’t give a valid explanation of why they refuse to cover your injury claim, and you suffered considerable harm. In that case, it is ideal to call a personal injury lawyer. You can call Jones Law Firm for a free consultation, and they can explain if you have a strong case against the company.
What to Do if MetLife gives me a low ball offer?
Don’t be astounded if you demand or ask for a certain amount, and the insurance representative replies that they have to think about it and get back to you. Wasting time and ending the discussion is a delay tactic MetLife uses to slow down the process; anticipating frustration, as well as financial hardship, will pressure you into settling lower than you should.
When keeping in touch with MetLife, write a letter or send an email to prove the actions. After discussing your claim on the phone, you can send a short note to verify the insurance reps’ statement and guarantees.
MetLife has legions of experts committed to restricting or getting rid of your settlement. The chance of arriving at a suitable amount is considerably higher if the claim is supported by the resource of a skilled team of reliable injury lawyers. Call Jones Law Group for a free consultation about a low ball offer.
Do I Need A Lawyer to Deal with MetLife?
Yes. Prior to accepting the settlement offer from MetLife, you must schedule an appointment with a lawyer, which handles your case. As Mississippi injury attorneys who provide free consultations and work on a contingency basis, you have nothing to lose by calling us today.
When you hire a lawyer, they will assess proof, depose witnesses, pull medical records, and assess discovery evidence. If they thoroughly understand your situation, they will counter offer the insurance provider. If MetLife doesn’t want to negotiate, your lawyer can move forward to litigation.