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State Farm Insurance claims in Mississippi

There are lots of insurance providers or companies in Mississippi, and one of them is State Farm.  In just more than 80 years, the company has grown from a small farm mutual car insurer to one of the largest financial institutions in the world. However, despite its claims to be a “good neighbor”, it may not always be easy to file a claim and receive a settlement from them.

State Farm Insurance Claims in Mississippi

What to do if State Farm Insurance refuses to cover your injury claim

State Farm will do anything to increase its profit. Once they refuse to cover your injury claim, you might need to threaten them with something, which will put their profits at risk. This can be done effectively and in the right way through a qualified insurance attorney. An attorney will give the insurer all the papers needed to assess the claim and set a deadline to pay fairly. The insurance provider will do the right thing when prompted by a letter from a lawyer since they don’t want to spend time and money assessing the claim.

What to do if State Farm Insurance gives you a low ball offer

Here is what to do if you think that State Farm is low-balling your claim.

Call Jones Law Firm for a free consultation. If you’ve been handling the case yourself up to this point, it’s time to get a skilled insurance lawyer involved.

Assess the Necessary Compensation: A skilled insurance lawyer from Jones Law Firm will assist you in calculating the needed compensation, which includes economic and non-economic damages. This will take account of the whole situation, from current and future medical expenses to mental suffering due to the mishap.

Settle on the Lowest Amount You Will Accept: When going into negotiations, you should have an amount you wish to get and the lower amount you’re willing to accept. A personal injury lawyer will assist you in collecting the highest amount you can get for your accident claim.

Reject and Counter: You and your lawyer will have to decline the offered low settlement. Because the initial offer was in writing, your rejection will be in the form of writing as well and will reply to every point made during the offer, including findings that you were the responsible party for the accident.

Choose If You Will Go to Court: This is the hardest part of insurance settlement negotiations. It’s likely that the insurance provider will not immediately accept your counteroffer. Rather, they might return with a similar amount to the initial offer or a slightly higher amount. Your lawyer from Jones Law Firm can assist you in continuing to communicate with the insurance provider to negotiate an acceptable amount.

Do I need a lawyer to deal with State Farm Insurance?

Yes. Dealing with an insurer after an auto mishap is hard and complex. That is why contacting a professional personal injury lawyer is advisable. You can call  Jones Law Firm for a free consultation. They will explain your rights to compensation, know a lowball offer once it is made, and negotiate a good settlement for you. They will never pressure clients to accept an offer they aren’t comfortable with.